Beverly Hills mortgage

New Maximum Loan Limits in California

Lots of new changes and regulations in loan guidelines yet again. Jumbo loans are still the most difficult to get. Whenever possible, a conforming loan – or a High Balance conforming loan will be the easiest to obtain. High Balance Conforming loans are those above $417,000 but not large enough to be considered Jumbos. A High [...]

It’s a Good Time To Buy

If you ask me, this is a good time to buy a home providing you can afford it. If we’ve learned anything about the current disaster in the home-buying market, it’s that buying a home you can’t afford inevitably leads to disaster. And in this case, the disaster is not only in the families that [...]

What’s with these mortgage rates?

The big question on everyone’s mind right now is; what’s with these interest rates? Beginning on Thursday, May 21, rates began to move up, dramatically. They are now a full 1% higher than they were just a couple of short weeks ago. What’s going on, and will they come back down? How many of you procrastinated about refinancing, now think you’ve missed the boat?