Q & A

  • If I want to buy a home what are the first steps?
  • How can I sell and buy a home simultaneously?
  • How long does it take to get a loan
  • How low of a credit score do loans allow
  • Can I buy a home if I have filed for bankruptcy
  • When are property taxes due
  • What are supplemental property taxes
  • Can I buy a home if I have a foreclosure or shortsale on my credit report
  • Is it better to pay fees or get a "no fee" loan
  • What if I have a contract to purchase a home and the appraisal comes in lower than the agreed upon purchase price
  • Does it cost more to use a mortgage company than a bank
  • Will I get a better deal, and easier if I go to my current lender for my refinance
  • Do I have to be considered a first time buyer or low-income individual to apply for an FHA loan?
  • What are some loan programs available specifically to first time home buyers?