Advice on Buying a First Home

The housing market has always been a bewildering place, especially for those who have never purchased property before, and the credit crunch/sub-prime lending crisis has only added to the confusion. On the one hand, I have found that many first time buyers are finding great opportunities with house prices falling significantly. However, buying a home [...]

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Defining Different Types of Home Sales

If you’ve always wondered the difference between different types of home sales, you’re not alone. People in the industry love to throw around “buzz words” like foreclosure, shortsale, bank owned, etc. But if you don’t know what they mean, it doesn’t do you any good. Here’s a quick breakdown to help you see the difference: [...]

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Avoiding Risky Home Loans

Nobody wants to get stuck in a situation where you buy a home and then later loose it to foreclosure. If I can offer any advice, it would be to always be careful BEFORE getting a loan by making sure you understand the terms, and seeing that it fits your budget the best it can. [...]

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I Hear It All the Time, But What is Real Estate Escrow?

Well, if you want to get technical, Escrow is defined as “a legal arrangement in which a neutral third party holds an asset during the period in which the conditions of the deal is being finalized by the other two parties.” But that doesn’t really help much, does it? Unless you are working with these [...]

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The Basics of a Short Sale

If you haven’t already noticed, millions of homes have entered the housing market as short sales. So you may be asking yourself, “What is a short sale?”  Basically, the term “short sale” is used when lenders allow borrowers to sell their property for less than what they owe on their mortgage. Therefore, when a short [...]

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4 Ways to Save on Your A/C Bill

If you’re like me, you’re thinking that running your air conditioning system usually ends up being very costly throughout the summer months, especially if it’s used incorrectly. And what you may not realize is that a large portion of your homes energy bill is made up from your air conditioning system. So below are 4 [...]

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Investing in a Real Estate Investment Trust

There is a common misconception when it comes to taking part in real estate investing and that misconception is that an individual must be a “big money player” in order to wheel and deal in property. This assessment is a rather inaccurate one as there are a great many opportunities available to those who only [...]

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Money Saving Secrets to Buying

Home purchasing is about finding the right house, and this includes getting the right cost. Here are 3 basic methods to purchase a home for less. Buy In Cheap Cities Yes, there are still cheap cities that you may actually wish to live in. In truth, there are still cities in this country where you [...]

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Six Things You Shouldn’t Do Before Buying a Home

Just because you’re buying a home doesn’t mean your life has to be put on holdÂ…or does it? You never know what affect today’s actions will have on your mortgage application in three or even six months. Even something as simple as transferring money from your savings to your checking account can create a hassle [...]

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Don’t Make These Mortgage Mistakes

Home mortgages are a tricky business. It isn’t everyday that you shop for a home, so naturally, I don’t expect you to be experts with the home mortgage process. However, since a mortgage is such a large amount of money, I want you to be as prepared as possible. To help you get started, here [...]

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