Do You Believe in Signs?

If you pay attention, just keep your eyes and ears and intuition open, there are bits of information that foretell the future. In 1982, when I was a wet-behind-the-ears stock broker, interest rates were 17%. Nothing much was happening at work, so I took off for Hawaii for a few days. It was October. I [...]

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Should You Wait?

One of the questions that are always asked of Real Estate Agents and Mortgage Professionals is “should I buy, or wait?” There is so much press about falling rates, rising rates – falling prices, short sale nightmares and on and on . . . Buyers are confused and looking to professionals for guidance. What better [...]

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Real Estate Agents – What Makes You Different?

In the past we’ve talked about standing out from your competition. In fact, every time you go to a seminar or conference on increasing your business, the speaker will lead off with “What Is Your Unique Value Proposition”? Not to beat it to death, but with so much competition in your local market, coming up [...]

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Sony’s Cool New 3-D Recording Binoculars

Most of you know that I’m pretty much of a geek when it comes to gadgets and toys. These new Sony 3-D HD binoculars are amazing.  and I can’t help but think they might be great on a film set. With four-figure price tags, Sony’s DEV-3 and DEV-5 digital recording binoculars, which are due to [...]

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When You Buy a Home…Who’s Your Friend Baby?

One of the most misunderstood aspects of buying a home is “does the real estate agent REALLY represent you, the home buyer?” Yes, you do have the right to ask an agent to solely represent you. Here are some FAQs as to what’s involved and why you should consider it when buying your next home, [...]

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Steve, You Will Be Missed.

Steve was more than a visionary, he was an inspiration to millions. There will never be another Steve Jobs. You will be missed.

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Real Estate vs the Stock Market

In the 80’s I was a stock broker then after a few turns in the road, I became a mortgage broker. Still the age-old debate: is the stock market or real estate a better investment? Other than the usual discussion about liquidity vs non-liquidity there is a clear winner. When there’s volatility in the housing [...]

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Thinking of Selling Your Home Yourself – Really?

For all of you who are thinking of selling your home, read on. This is a great story that was reported in the “Wall Street Journal”. It seems that the person who founded the original forsalebyowner.com put his house on the market this year. Well let’s go over a little bit of history. He founded [...]

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New Maximum Loan Limits in California

Lots of new changes and regulations in loan guidelines yet again. Jumbo loans are still the most difficult to get. Whenever possible, a conforming loan – or a High Balance conforming loan will be the easiest to obtain. High Balance Conforming loans are those above $417,000 but not large enough to be considered Jumbos. A High [...]

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