Wondering If You Should Refinance?

Before we get into when and why you should refinance, I want to quickly define what exactly it means to refinance. In a nut shell, refinancing is when you pay off your current mortgage with a new one. So what’s the point of that? The whole point of refinancing a mortgage is to take advantage [...]

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FREE websites for FSBO’s and realtors

Do you want a free website to market your home or listings?

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Mortgages and Maintenance

As a homeowner myself, I can tell you that your home isn’t a stationary object – it’s a living thing that always seems to need attention and maintenance to stay healthy. Sadly, the money needed to keep up with your home isn’t always readily available. However, if you are looking for a convenient source of [...]

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Realtors, want to expand your business fast?

  I’m working on a great presentation to help realtors with social networking.  They’re too busy to figure it all out and incorporate it as part of their marketing so I’m gonna’ help.  Make it easy in 15 minutes a day. Whatever business you’re in, it’s worth really studying how to do it right.  It [...]

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Want To Save Some Money?

The Department of Energy reported that the average cost of utilities in American homes is $1,600 a year. How much is it for you? It’s a lot more than that in my home, so anything that you and I can do to bring that figure down makes sense. Right now, many homeowners have seen their [...]

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The Skinny on Home Inspections

Let’s face it – we can’t all be experts on living structures. We may know some of the things to look for, but a lot of significant problems go right past our eyes. That’s why I think it’s a good idea to pay a home inspector to thoroughly go over any house you’re planning to [...]

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It’s a Good Time To Buy

If you ask me, this is a good time to buy a home providing you can afford it. If we’ve learned anything about the current disaster in the home-buying market, it’s that buying a home you can’t afford inevitably leads to disaster. And in this case, the disaster is not only in the families that [...]

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The Story This Past Month

For those of you who like me are visual, I’m posting a simple graph that shows what the mortgage backed securities have done since May 12.  They hit their low point on May 14. Don’t forget, rates move inversely with the price of the security so you can see how dramatically they have shifted in [...]

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Not everyone loses

Ok, I admit this has nothing to do with mortgages and real estate, but all of us who tend to get caught up in how awful things are right now, could take a lesson from these giants.  It all comes from having a vision and believing in yourself.  We can all learn to rise above. [...]

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Anticipating Settlement Costs

For first-time home buyers, all the fees and extra costs beyond what they are paying for their new house may come as a shock. So it’s best to know about them upfront to avoid being caught off guard. One of the most common questions asked is, “Do I pay the realtor?” And the answer to [...]

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